Real Estate Financing Solutions

A Platform We Dominate the Market in, Solutions Tailored to Your Needs, & Closing Speed Faster Than You've Seen.

Our Solutions & Terms

 

Fix & Flip

For fix and flip investors, quick access to financing is incredibly important. Midland Capital Management's fix and flip loan program provides the funding that borrowers need to purchase and rehab a property, with the speed and flexibility you deserve.

With our expedited Underwriting Process, you will receive a Pre-Approval Term Sheet within 24 hours, and we close within 3 - 10 Days.

To get started, you will need to complete an application. If you need Rehab cost, you will need to complete a Draw Sheet showing the stages and budget for Rehab. You can get started by clicking below. However, you can also go to our document library and view the documents necessary.

Non-Owner Occupied 1-4 Family Real Estate, Condos, Townhouses, 5+ Unit Apartment Buildings, & Mixed-Used Properties

Up to 90% of Purchase Price + 100% of the Renovation Cost – Not exceeding 90% of the ARV.

12 Month Interest Only

Loan Amount between $75,000 - $5,000,000

Minimum FICO of 600

No Pre-Payment Penalty

0% - 4% At Closing Depending on Experience. 

Investors with at least 3 deals exited in the past 24 months can qualify for up to 100% LTV and No points at closing. 

 

Non-Owner or Owner Occupied 1-4 Family Real Estate, Condos, Townhouses, 5+ Unit Apartment Buildings, & Mixed-Used Properties

100% Refinance, with Up To 75% Cash-Out for Remaining Equity

5 Year, 15 Year, & 30 Year Terms Available

Loan Amount between $75,000 - $5,000,000

Minimum FICO of 600

No Pre-Payment Penalty

0% - 4% At Closing Depending on Experience. 

Investors with at least 3 deals exited in the past 24 months can qualify for up to 90% Cash-Out and No Points at Closing. 

Cash-Out Refinance

For real estate investors, quick access to financing is incredibly important. Midland Capital Management"s cash out and refinance loan program is an attractive option for real estate investors looking to leverage the equity in their property to finance additional business activities..

With our expedited Underwriting Process, you will receive a Pre-Approval Term Sheet within 24 hours, and we close within 3 - 10 Days.

To get started, you will need to complete an application.You can get started by clicking below. However, you can also go to our document library and view the documents necessary.

 

Bridge Loan

A bridge loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing. Bridge Loan also provides the option for a Cash-Out Refinance for investors with lower FICO.

With our expedited Underwriting Process, you will receive a Pre-Approval Term Sheet within 24 hours, and we close within 3 - 10 Days.

To get started, you will need to complete an application.You can get started by clicking below. However, you can also go to our document library and view the documents necessary.

Non-Owner or Owner Occupied 1-4 Family Real Estate, Condos, Townhouses, 5+ Unit Apartment Buildings, & Mixed-Used Properties

100% Refinance, with Up To 75% Cash-Out for Remaining Equity

1 Year - 3 Years Available

Loan Amount between $75,000 - $5,000,000

Minimum FICO of 580

No Pre-Payment Penalty

4% At Closing  

Investors with at least 3 deals exited in the past 24 months can qualify for up to 90% Cash-Out and 2 Points at Closing. 

 

For Experienced Investors Only

60% LTV for Land, & 100% Cost of Construction

12 Months - 5 Years, Extensions Available

Loan Amount between $75,000 - $20,000,000

Minimum FICO of 600

No Pre-Payment Penalty

4% At Closing  

Property types of Single Family, Multi Family, and Mixed Use. For High Rises or Projects over $20 Million, 9 Years of Experience required.

Construction Loan

For experienced investors and contractors, Midland Capital Management's hard money loans for new construction offer quick access to leverage and underwriting flexibility not available from conventional financing. 

We lend up to 60% of the land value and 100% of the construction cost. Plus, for construction escrow over $100K, the borrower only pays interest on funds as they're down. 

With our expedited Underwriting Process, you will receive a Pre-Approval Term Sheet within 24 hours, and we close within 2 Weeks.

To get started, you will need to complete an application.You can get started by clicking below. However, you can also go to our document library and view the documents necessary.

 

New Purchase, & Rental Financing

For real estate investors, quick access to financing is incredibly important. Midland Capital Management"s cash out and refinance loan program is an attractive option for real estate investors looking to leverage the equity in their property to finance additional business activities.

With our expedited Underwriting Process, you will receive a Pre-Approval Term Sheet within 24 hours, and we close within 3 - 10 Days.

To get started, you will need to complete an application.You can get started by clicking below. However, you can also go to our document library and view the documents necessary.

Non-Owner or Owner Occupied 1-4 Family Real Estate, Condos, Townhouses, 5+ Unit Apartment Buildings, & Mixed-Used Properties

100% Refinance, with Up To 75% Cash-Out for Remaining Equity

5 Year, 15 Year, & 30 Year Terms Available

Loan Amount between $75,000 - $5,000,000

Minimum FICO of 600

No Pre-Payment Penalty

0% - 4% At Closing Depending on Experience. 

Investors with at least 3 deals exited in the past 24 months can qualify for up to 90% Cash-Out and No Points at Closing. 

Contact & Disclaimer

For more information, please contact us

Midland Capital Management LLC is a direct lending institution specializing in Real Estate Financing and Working Capital Loans for small businesses. 

Midland Capital Management LLC also works with several Lending Partners through syndication and referral partnerships to provide the best possible loan options for investors.